Friday, February 1, 2013

10 money-making investment ideas for 2013

10 money-making investment ideas for 2013

Saturday, January 19, 2013

How To Maximize Your Income With A Highly Leveraged Business

I came across this information today while searching for more passive income...

Check out some business tips that you can use and implement yourself towards your own business. From ( 

How To Maximize Your Income With A Highly Leveraged Business

Build A Residual Cash Cow:

Promote products and services that pay you recurring commissions, whether it be a network marketing opportunity or a simple tool like an e-mail autoresponder. The key is to do the work once (or refer someone once) and get paid over and over again.
(Ideally, start your own membership site or continuity program.)
Education based subscriptions are one of the most highly leveraged business models.

Outsource Everything:

With the power of the internet, it’s now easier than ever to outsource all of the busy work in your home business.
Focus your efforts on ONLY the MOST PROFITABLE activities in your business and outsource everything else.
This might seem a little uncomfortable at first as you let go of total control, but nothing will have a greater impact on your bottom line than outsourcing all of the brainless daily activities that eat up your time.
Find great virtual teammates at sites like and

Automate Everything:

Your goal should be to never do the same work twice in your business. If it can be automated, automate it!
Here are a few simple examples to help you grasp the idea:
  • If you are teaching something to business partners or teammates, don’t teach ten people individually, create a video training series ONCE and you’ve now freed up countless hours.
  • Use tools like sales letters to do all of your telling and selling for you. Only speak with prospects that are ready to buy!
  • Create an FAQ or “Frequently Asked Questions” section on your website with all of the most common questions your customers have and refer them their instead of spending two hours explaining a common solution.

Wednesday, January 16, 2013

Sidestep the Better Business Bureau's Top 5 Scams of 2012 - ABC News

Sidestep the Better Business Bureau's Top 5 Scams of 2012 - ABC News

It's you versus the con artists and they have an unfair advantage. After all, they're the ones who invent the devilishly clever schemes to separate you from your money.
That's why I'm about to arm you with the information you need to be a virtual scam-busting ninja. If knowledge is power, then this is the weaponry you need to face down fraud.
It's all my breathless way of saying that the Better Business Bureau has analyzed its data and come up with its annual list of the "Top Scams."
"Some of these scams have been around as long as BBB --100 years -- and some take advantage of brand new technologies," said BBB president Carrie Hurt. "Our list is made up of the ones that seemed the most audacious, the most egregious."
I love these lists, because if you know what the schemes are, you can sidestep them. This year the BBB did something a little different, assuming people knew about some of the broadest scam categories, and then identifying the worst culprits within those. (see link above)


          Webinars – What, When and How Long? With today’s multitasking work styles and short attention spans, it’s essential to plan meetings and presentations so you grab and hold your audience’s attention. You need to allow enough time for each section, as well as for the entire event. This is especially important to avoid those “drop outs” who become bored quickly. It’s your job to make your event interesting and interactive, with enough breaks to keep the energy high. Before we give you some proven ClickMeeting tips and tricks, let’s check out… What the Experts Say. We asked Marta Eichstaedt, webinar expert, business coach/consultant, and certified online trainer, how she determined the proper length. This is what she advised us: “The length of a webinar depends on the goal we want to achieve. There are, however, some rules and techniques that apply. In general, when used as marketing tools, webinars should last between 30 and 60 minutes. This length should take into account time for interaction with your audience. Training events can last longer. For example, I organize online workshops for trainers who want to run their own online training series. These workshops take 90 minutes and the whole course includes 7 meetings. The attendee group is really small (maximum 6 people) and there is a lot of interaction and activities performed by the attendees themselves. However, even with highly interactive workshops, I wouldn’t recommend exceeding two hours per session. Another example is an extended conference like the Social Media Success Summit which comprises 4 weeks of training in weekly or biweekly webinars, each lasting about 45 minutes. They hold three webinars a day, with 20-minute breaks. The whole event is about 20 different webinars altogether and this format turns out to work best for this topic and audience.” After hearing from the experts and, based on our own experience, we can conclude that webinars typically last around 60 minutes – about the length of an installment of your favorite TV series. This also makes it easy to fit in most of your attendees’ calendars. What should a webinar include The crucial thing is to plan your content so that it’s interesting and allows enough time to cover the essential topics and activities. And practice! Here are some tips to consider: Polling. This tool provides both feedback and interaction. And the best thing is you can continue speaking while your attendees answer the questions, then quickly sum up and present the results with an animated chart. Alternate tabs. Use tabs to quickly switch between content (just make sure to upload the documents etc. before the webinar). This will keep your audience entertained without wasting your time (and there’s nothing worse than making your attendees wait until your PowerPoint uploads). Pace yourself. Don’t rush, making it difficult for the attendees to follow you. Try to find that perfect balance whereby you cover all the material, capture feedback, and make some decisions. Now this may take some practice. But it’ll be worth it. Hold a Q&A session at the end. Wrap up at least 15 minutes early to let people ask questions. Don’t forget to put this in the meeting agenda as this is a popular item with attendees. Then they’ll be sure to stick around till the end. When to schedule a webinar? There are as many date/time preferences as there are people, so it’s best to use your own judgment and follow a few common-sense rules. And always think about your audience first. Think of when you like to attend webinars – Monday is usually when people are busiest after the weekend and a lot of unexpected projects pop up. The same can be said about Fridays, plus you have the “TGIF” factor. So sometime around the middle of the week is probably best but, as I said, this is not a strict rule. As for time of day, one factor to keep in mind is that if your audience is international, you obviously need to pick a time when the greatest number will be able to attend, regardless of time zone. Of course this, again, depends on your audience so the best thing to do is place yourself in their shoes. If you run a series of webinars, you can always poll your attendees or prepare an online survey and ask your audience what days and times they prefer. This is likely to be true for other people who might join your webinar, too.

Sunday, January 13, 2013

Minus the Nine to Five

 More ways to make money without a 9-5....

Many people like myself are always looking to make extra cash or some type of residual income that can help them out in anyway possible. Start your on small business. May be you might have a lot of old junk that might be treasure to someone else or may be you are good at doing something that otheres are in need of and you can provide them with the service. Here are a few ideas that you could do:
  1. Eldercare Services-Starting your own eldercare giving business is a no-fail proposition. The elderly population in the U.S. is booming. The "oldest old," or those 85 years old or older, are on track to grow by 2.8% between 2010 - 2030. 
  2. Consignment Shop-You can start a consignment shop out of your garage. Children outgrow their clothes so fast. Gather together your children's clothes that they have outgrown along with gently used toys. Get a bunch of clothes racks and tables. Make sure the toys and clothes are spotlessly clean. You only have to make a few decisions. What cut are your going to keep when consigned clothes are sold? How long will you keep the consigned items before giving them back to the customer? What are your standards when the customer brings you items?

  3. Tutoring Services-Offer an Internet tutoring service where you teach people how to get online and what they can find once they are online. You would be surprised at how many people need this service, particularly older people who aren't experienced with computers.
  4. Mobile App Developer-The reason that mobile app developers are in such hot demand is because businesses are going to want mobile applications for their own businesses.

  5. Staffing Services-Businesses still aren't hiring a lot of permanent workers but they are hiring temporary workers. If you live in a small community, rent a vacant storefront (and there are lots of those) and start a temporary staffing agency. You will find that many, many out of work individuals will sign up with you. First, however, some market research is in order to find out if there is a market for this type of service in your community.

  6. eCommerce Website-The U.S. economy needs entrepreneurs to start businesses and hire workers. What type of business would you like to open on the internet? Would you like to sell products? What about services? Where does your expertise lie? What about services needed by people who already have eCommerce businesses? They need people to build websites, provide SEO experience, and so many other web services.


Thursday, January 10, 2013

10 money-making investment ideas for 2013

10 money-making investment ideas for 2013

Which investments are poised for a strong 2013 showing? Here are 10 portfolio moves to consider:
"The new leadership within the equity market is mega caps," Mary Ann Bartels, technical research analyst at Bank of America Merrill Lynch, wrote in a recent research report.
Mega caps -- the top 50 U.S. companies by market value -- are "reversing a bear trend that had been in place since 2000," Bartels adds. "This reversal signals a new secular bull market is underway for the top 50, or mega caps."
The U.S. market's giants also have considerable foreign sales exposure, which favors them should non-U.S. economies shine brightest. Exchange-traded proxies for the group include Guggenheim Russell Top 50 Mega Cap ETF and iShares S&P 100 Index Fund. Both portfolios' top-three holdings are Apple Inc., Exxon Mobil Corp. and General Electric Co., but the iShares fund, with 100 issues, is less concentrated.
The definition of "quality" in this bull market is a large company with strong finances, visible earnings growth and a global footprint. A dividend makes the stock even more attractive.
High-quality stocks are "quite inexpensive," Savita Subramanian, Bank of America Merrill Lynch equity and quantitative strategist, noted in a recent research report. Plus, she adds, "industry leaders with clean balance sheets in a wide variety of sectors rank well on the quality scale."
Top-flight firms on Merrill's list include PepsiCo Inc., IBM Corp. and Caterpillar Inc. Quality plus growth equals stability, adds Brian Belski, chief investment strategist at BMO Capital Markets.
"When things become more uncertain, investors tend to place a higher premium on areas of the market delivering consistent results," he noted in a recent research report. Stocks rated "outperform" on BMO's quality screen include Google Inc., Starbucks Inc. and Gap Inc.
"Dividends still matter," Nolte says. "There remains a lack of good choices for income investors," he adds. Ultimately this quest for yield leads to stocks. Moreover, investors have no dearth of dividend-payers: 80 percent of the S&P 500 constituents now pay a dividend. Nolte's favorites include multinational leaders Caterpillar Inc., Novartis AG, IBM and McDonald's Corp.
That said, investors should focus on the business, not the yield. A high yield can reflect a poor-quality company, a troubled stock, and a dividend that could be in jeopardy.
Euro zone worries for now seem priced into market valuations and expectations. The MSCI Europe ex-U.K. Index, a proxy for the euro zone, rose 19 percent for the year through Dec. 20.
Moreover, two-thirds of managers responding to the Russell survey, for example, do not see a euro-zone nation exiting the monetary union, and better than half are maintaining current exposure to the continent.
Says Nolte: "Valuations on a lot of those markets have gotten very inexpensive."
China hasn't taken part in the global rally this year, but that could change.
Strategists at Russell Investments predict a soft landing for China's economy, with a cyclical recovery pushing 8 percent annualized growth for 2013. Managers polled in Russell's most recent quarterly Investment Manager Outlook were also bullish, with, 62 percent of respondents expecting China's new leadership to stabilize the country's declining growth.
In addition, the Russell survey showed bullishness for emerging markets generally, with almost seven in 10 managers optimistic about the region's development following 2012's disappointment.
How does $2,000 an ounce sound as a price for gold?
That's the target Merrill Lynch analysts have set for the yellow metal by year-end 2013 -- about 20 percent higher than now.
The easy-money policies of the European Central Bank and the Federal Reserve will propel gold higher, according to commodity strategist Francisco Blanch at Merrill Lynch. Rising inflation expectations should also be supportive. Notably, Blanch sees gold at $2,400 an ounce by the end of 2014. Merrill's commodity team is also bullish on other precious metals including silver and platinum.
The U.S. housing market is laying a new foundation.
Supply and demand are finding greater equilibrium. Home sales are up, inventory is down, and mortgage rates are at historic lows. In Russell Investment's most recent quarterly Investment Manager Outlook, 61 percent of respondents were most bullish on real estate for 2013, an all-time survey high. The housing recovery should create construction jobs and boost related sectors such as furniture, building materials and financial services, according to Merrill analysts.
Real estate investment trusts have been on a tear. Real estate mutual funds, many of which invest in REITs, were up 17 percent as of Dec. 20; much of that interest is driven by yield.
An improving economy boosts cyclical sectors of the market, and industrials stocks are prime beneficiaries. These stocks rely on corporations' capital outlays, and many analysts expect companies to spend more liberally with less uncertainty plaguing the global picture.
Industrials also have the greatest proportion of high-quality stocks of any other U.S. market sector, according to Merrill Lynch, and many of those have the added attraction of being mega caps; Caterpillar, for example.
Technology stocks came under pressure late in 2012, but the sector's oversized exposure to non-U.S. markets could work in its favor next year, according to Merrill analysts. Tech companies also tend to have strong cash flow, little debt and some pay dividends. "Improved visibility on the domestic policy front coupled with signs that Europe is beginning to heal could have very positive implications for capital spending and global growth," a Merrill research report recently concluded.
S&P Capital IQ sees improved demand for semiconductor equipment, considered one of technology's most cyclical areas.
For a hefty helping of size and income that plays into both the mega cap and dividend themes, investors can scoop up the 10 highest-yielding stocks in the Dow Jones Industrial Average, also known as the "Dogs of the Dow."
This value-oriented tactic calls for buying the index's 10 highest-yielders at the start of each year. The Dogs didn't hunt so well in 2012, gaining just over 7 percent on a price-only basis through Dec. 20 versus a 9 percent return for the 30-stock benchmark itself.
The 2013 Dogs won't be unleashed until the calendar turns, but as of Dec. 20 the 10 would be AT&T Inc., DuPont, Hewlett-Packard Co., Intel Corp., Johnson & Johnson, McDonald's, Merck & Co. Inc., Microsoft Corp., Pfizer Inc. and Verizon Communications Inc. These stocks yield 4 percent on average, according to Merrill Lynch.
Two exchange-traded proxies for the Dogs strategy: Elements Dogs of the Dow ETN, which is linked to the Dow Jones High Yield Select 10 Total Return Index, and ALPS Sector Dividend Dogs ETF, which actually picks from among S&P 500 stocks. In addition, Dogs account for six of the top-10 stocks in iShares High Dividend Equity Fund.
Some of these Dogs fit the "safety and income at a reasonable price" theme that David Rosenberg has been vocalizing for some time now. The chief economist and strategist at Toronto-based investment manager Gluskin Sheff + Associates Inc. tells clients to squeeze as much income out of a portfolio as possible, the better to handle an investment environment where slow-growth and austerity reign.

Best Money Making Ideas For 2013 Include Online Business Ventures

Best Money Making Ideas For 2013 Include Online Business Ventures (via PR Newswire)

SAN DIEGO, Dec. 12, 2012 /PRNewswire-iReach/ -- The best money making ideas for 2013 are those that require minimum investment but maximum potential for earning a profit. Many people who are seeking to make some extra money in the coming year are struggling to make ends meet and thus do not have much…